Introducing IFTTT - Our New Favourite App

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Introducing IFTTT - Our New Favourite App

IFTTT - If This, Then That. Our new favourite app that gets all your apps talking to each other and opens up a whole new way of saving money.


Okay, it may not strictly be a new app - IFTTT has been around since 2011 - but nevertheless, we’ve only just discovered it. And that makes it new in our books. 

Here’s how IFTTT works.

Keeping apps talking

IFTTT will detect when something happens in one app and then use that to prompt an action in another.

For example, you could use the IFTTT app to trigger party-music and strobe lighting once your pizza is out for delivery. You could do that, but you could also (and probably more sensibly) set up IFTTT to save you some serious cash.

Here are our favourite ways that you can use IFTTT to give your finances a fresh twist.

Monzo on IFTTT

Seen the £1 weekly or 1p daily saving challenges with Monzo?

The £1 weekly challenge works by transferring £1 into a savings pot on week 1, then £2 in week 2, and so on. By the end of the year, and after 52 weeks, you’ll have saved £1,378. The 1p challenge takes the same idea but does it daily - 1p on day 1, 2p on day 2, until you’ve eventually built yourself £671.71 in savings.

And guess what - both of these challenges are done through the IFTTT app.

Rainy day fund

Rainy days have taken on a whole new meaning. 

Set up the IFTTT app to transfer £5 into savings each time it rains. All that money you’re saving by staying in and avoiding the gloomy weather can be put directly into a much sunnier holiday fund.

Amigo Loans save money with a rainy day fund

Track price drops

Link IFTTT up with sites such as CamelCamelCamel and get Pushbullet notifications whenever an item you’re interested in has had a price drop.

Or if there’s something specific you’re after on eBay, get a notification when a new item is listed below a certain price threshold.

The digital equivalent of a swear jar

Use the IFTTT app as a way of cutting back on those bad habits.

Too many take-aways? Move an extra £5 from your spending money into savings whenever you eat out. Worried you’re spending too much time on Twitter? IFTTT can make a transfer into a savings pot each time you tweet

It’ll either help you hit those goals or, if you’re short on willpower, give your savings an instant boost. Win win.

Amigo Loans save money with IFTTT

Incentivise yourself

Alternatively, you could go in the opposite direction and use IFTTT to incentivise yourself.

If you’ve been struggling to find the motivation to get to the gym, you can transfer £5 (or any amount) to a spending pot whenever you defy the odds and make it.

Or if the gym doesn’t do it for you, how about 1p for every 10 metres you manage to run or cycle with Strava? Smash those targets and treat yourself.

Either way, no matter your habits or your hobbies, there are loads of cool ways to use IFTTT and they don’t all have to link back to your spending. Check the app out here.


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