Why We’re Asking for Bank Statements and What To Send


Why We’re Asking for Bank Statements and What To Send

Sending a bank statement can be done from your phone in a couple of minutes, without once touching a sheet of paper. Find out why we’re asking, what we need to see, and how to send them.

Why are we asking for bank statements?

When we look at your statements, we’re just double checking we have everything on your application down correctly. That way, we can be sure the loan is going to be affordable for the full term.

We like to have your back - bank statements let us know that we have!

Is it normal to send bank statements?

Banks and other lenders request statements all the time. And we've actually been doing it for years at Amigo Loans.

Any documents you send across are completely secure. They’ll be reviewed by our expert team to make sure everything is good to go, and nothing will ever be shared with anyone but you.

Open Banking

The best (and easiest) way to send us your bank statements is with Open Banking.

If this is new to you, Open Banking is simply a way of sending us a read-only view of your online bank statements. It’s completely safe, only takes a few moments to process, and should contain all the information we’re looking for - all in one tidy place.

The Open Banking service we use is called Credit Kudos and you can find more information about them here.

To send us a read-only view of your bank statements, we’ll send you a link to Credit Kudos where you’ll then be asked to fill in a few log-in details with your online banking. It’s as simple as that.

Downloading a PDF bank statement

If you’d rather not use Open Banking, you can also download a PDF (a digital file) of a bank statement straight from your online banking.

Here’s some quick guides on how to download a PDF bank statement from each of the main banks’ online banking services. Just click on the bank’s name and follow the simple instructions:

If your bank isn’t on there - not to worry. You can also check out these two guides here & here.

What if you don’t have online banking?

If you don’t have online banking or can’t download a PDF, you can also send us a photo of your paper bank statements. You can either scan your document into a computer using a printer or photocopier; or, much easier, just take a photo on your phone.

If taking a photo, make sure the image isn’t blurry and contains everything we need to see:

  • Your name.
  • Your account number and sort code.
  • The bank logo.


Make sure you’re sending us the full 3 months of statements (and don’t miss any pages) or we won’t be able to proceed. If you're downloading a PDF, this should pull through 3 months automatically.

How to send us your bank statements

Once you have your bank statements (whether that’s a PDF or photos), you’re ready to send them - and don’t worry, we’ve made this incredibly easy.

The best way is to use our document portal, which looks like this:

Amigo Loans Document Portal

If we’ve asked you to send us bank statements, we should have given you a link to the document portal already. Just attach the statements by clicking on the box that says ‘Choose files’ and then click ‘Upload’.

We’ll do the rest from there or get back in touch if there’s any issues - not that there should be any!

Emailing your documents

If you’re unable to use the document portal for any reason, you can also send your bank statements by email.

Attach your files to an email and send it to [email protected] We should be able to link the email to your account automatically but it’s best to include your name, account number, and address just in case (this can speed things up).

Anything else?

Have you been asked to send any documents other than bank statements? You can check out our full guide for sending documents (whether that’s ID, proof of your address, or anything at all) by clicking here.

Otherwise, we also have a guide on our full application process over here!

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