Wedding Loans for Bad Credit

A helping hand on your big day

Representative 49.9% APR (variable)

Representative Example: Borrowing £4000 over 36 months, repaying £195.16 per month, total repayable £7025.76. Interest rate 49.9% (variable). Subject to status.

Weddings can often more expensive than expected, but with a little help in the right places, you'll be able to focus on the things that matter.

Why choose Amigo Loans for wedding loans?

No fees, ever

Trusted lender

One affordable monthly payment

What are wedding loans?

Wedding loans are a personal loan to fund your dream day, whether that's easing the financial worry of making sure it's all covered, or just paying for the last little bits you haven't been able to save for.

Our wedding guarantor loans range from £2,000 - £10,000 and can be repaid over 1 to 5 years, with a representative variable APR of 49.9%. So if it's buying the perfect dress, arranging the honeymoon, or funding the whole day start to finish, you're in safe hands.

Can I get a loan for my wedding?

If you don’t have a great credit score, you may struggle to be accepted for a wedding loan from a bank. But let’s not worry about that.

At Amigo, we ask that you have a guarantor. That’s someone who agrees to back up your loan and cover any repayments you miss. No one knows you better than your friends and family, so if they trust you, then we think we can trust you too.

When considering who to be your guarantor, just remember these criteria:

Aged 23-75

UK homeowner or have good credit

Happy to pay if you don't

We always recommend asking a homeowner to be your guarantor first. A guarantor doesn't need to own their home but it will make them more likely to be accepted if they do. They'll also need a good credit score and be able to comfortably afford the loan, just in case you don't keep up with the repayments (but don't worry, we'll always try to avoid this).

Should I take out a loan for my wedding?

Even if you begin saving from the moment you get engaged, you could find yourself short for the big day.

It's largely down to a little thing called the 'wedding tax'. And when we say little, we actually mean huge. Basic costs like venues, caterers and DJs could soar through the roof once they hear it's for your wedding.

If you've found yourself in a bit of a predicament, a guarantor loan could be the backup to get you out of it. We've got a number of flexible terms to choose from, and we'll make sure the repayments are the best fit for your circumstances before going ahead.

Can you take out a loan for a wedding ring?

A wedding loan can be used for just about anything towards your wedding, whether that's to pay the venue, caterers, or to buy the wedding rings. Or you can fund the whole lot, all in one tidy package. Neat, huh?

Award winning for a reason

We're not the only ones that think we're on the right track:

Moneynet Award

Moneynet Award 2020

Best Mid Cost Loan Provider

Consumer Credit Award

Consumer Credit Award 2019

Best Guarantor Loan Provider



Best Credit Builder Product

Best Companies

Best Companies 2019

2 star 'outstanding' accreditation

Business Excellence Awards

Business Excellence Awards 2019

Excellence in Financial Technology

Credit Excellence Awards

Credit Excellence Awards 2018

Alternative Lender of the year - Finalist

How do I apply for a wedding loan?

Applying for a wedding loan is easy and can take less than 5 minutes. Let's break it down into three steps:

1 Tell us about you

We'll need some personal details, as well as a bit about your finances to make sure the loan you've chosen is affordable.

2 Your guarantor

We'll need to do the same with your guarantor, and we'll have a quick chat over the phone to make sure they're happy with their responsibilities.

3 Sit back, relax, and let us do our thing

Once our final checks are completed, we may need to get back in touch and request some further information if there's anything we can't verify, but we'll keep you in the loop as we go along.

For more information on guarantor loans, head to our guarantor loans page or use our loan calculator to find out how much you could borrow to make your dream wedding even better.

Have a question?