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Brits risk being rejected for mortgages because of credit file errors

The Mirror, 04 Jan 2017

More than 20 million people risk being rejected for mortgages, loans and credit cards as banks shun those without squeaky clean credit reports.

Many could be turned down unfairly as more than a third of people who have checked their credit score have found errors on their file, according to research from Amigo Loans.

A score of less than 720 is judged as poor or very poor by banks and their computers will reject credit applications.

Just one in eight people have ever checked their credit score, which is a record of your financial history and is used by lenders to decide if you are a safe bet to lend to.

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