Skip Navigation

How does this affect my credit score?

An Amigo Loan could help improve your credit score if you have bad credit or no credit. Every time you pay us on time, we'll tell the main credit reference agencies (Call Credit, Equifax and Experian) to put a good mark next to you. The more payments you make, the better your credit history could become.

If you miss a payment, we have to inform the credit reference agencies to record the missed payment on your credit file, too. We don't want to do this, so we try to make payment as easy as possible for our customers. To find out all the different ways you can make a payment, click here.

We also recommend you sign up for a free Noddle account, where you can look your credit report anytime you like. Noddle provide you with a free credit report once a month. This means you can keep track of how your Amigo loan is affecting your credit score.

Representative 49.9% APR (variable)

Our Guarantor Loans