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Our application process explained

Getting an Amigo loan really is simple:

Make an application on our website, tell us how much you’d like to borrow and over how many months. We’ll ask you to fill in a straightforward budget plan. This helps us to make sure the loan payments are affordable and is much quicker than doing it over the phone.

We’ll give you a link to send to your guarantor so they can complete their part of the application. Once your guarantor is accepted, we’ll also ask them to complete a budget plan. This is to make sure the payments are affordable, just in case they ever needed to step in.

Once your guarantor has finished their part, we’ll give them a quick call to confirm their details and to arrange paying out the money. We may need to give you a call too, just to finalise everything. We'll always let you know if and when we can pay out the loan.

We aim to pay out every loan within 24 hours of the guarantor being accepted. We pay the money into the guarantor’s bank account, for them to give to you. This is to protect customers from fraud, by making sure the guarantor is aware of the loan.

Representative 49.9% APR (variable)