You can now submit your claim! Our New Business Scheme became effective on 26th May 2022. If you’ve had, or guaranteed, a loan with Amigo then you may have a claim and be owed compensation. Go to for some important information and to submit your claim if you think you have one. You only have until 26th November 2022 to do so.

Amigo has recently been the target of impersonation by fraudulent companies and individuals. Please be aware that we are currently not lending and would never ask for money to receive a loan. Please see more here.

We make borrowing possible

Borrow up to £10,000 with a guarantor

Representative 49.9% APR (variable)

Representative Example: Borrowing £4000 over 36 months, repaying £195.16 per month, total repayable £7025.76. Interest rate 49.9% (variable). Subject to status.

Why choose Amigo Loans?

We know your time is valuable, so we’ve tried to make things as simple and straightforward as possible.

We hate fees as much as the next person, that’s why we don’t charge any. That’s right - no fees whatsoever!

We make sure the monthly repayments are comfortably affordable.

If someone's got your back,
Amigo can back you too.

Unlike a lot of other lenders, we believe that if a friend or family member trusts you to make loan repayments, then we can too. Being a guarantor lender allows us to help you even if you’ve been turned down elsewhere. So in a nutshell, this trust-based lending is what guarantor loans are all about - trust.

Award winning for a reason:

We don't want to blow our own trumpet too much (okay, maybe we do a little), but we are proud winners of these awards.

Moneynet Award

Moneynet Award 2020

Best Mid Cost Loan Provider

Consumer Credit Award

Consumer Credit Award 2019

Best Guarantor Loan Provider



Best Credit Builder Product

Best Companies

Best Companies 2019

2 star 'outstanding' accreditation

Business Excellence Awards

Business Excellence Awards 2019

Excellence in Financial Technology

Credit Excellence Awards

Credit Excellence Awards 2018

Alternative Lender of the year - Finalist

Helping make your financial future better

We're all about second chances here at Amigo Loans.

Not only do we help you if you can't get the money you need from your bank or other mainstream lenders, we also want to help make your financial future better. This means, for every payment you make on time and in full, we'll let all of the major credit reference agencies know, which could help build your credit score.

We live and breathe simplicity

We always want to keep things simple. So we have multiple ways you can pay back your loan and manage your account. You can check your balance online 24/7 or download our free mobile app.

The Amigo Loans mobile app.

Watch James' story

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