We make borrowing possible
Borrow up to £10,000 with a guarantor
Excellent 9.1 out of 10 
Representative 49.9% APR (variable)
Representative Example: Borrowing £4000 over 36 months, repaying £195.16 per month, total repayable £7025.76. Interest rate 49.9% (variable).
Why choose Amigo Loans?
We know your time is valuable, so we’ve tried to make things as simple and quick as possible. Our application only takes minutes to complete and the majority of our loans are paid out within 2-48 hours.
We hate fees as much as the next person, that’s why we don’t charge any. That’s right - no fees whatsoever!
Worried about your past? Don’t be. We’re more focused on what’s going on right now. So if you have poor or no credit, we won’t turn you away as long as you can afford the loan.
If someone's got your back,
Amigo can back you too.
Call us old fashioned but we base our lending decisions on trust. We don't believe in computerised credit scores letting us know if you're trustworthy or not. We prefer your friends and family letting us know we can trust you and that they're happy to back you up.
This is what guarantor loans are all about - trust.
Award winning for a reason:
We don't want to blow our own trumpet too much (okay, maybe we do a little), but we are proud winners of these awards.
Helping make your financial future better
We're all about second chances here at Amigo Loans.
Not only do we help you if you can't get the money you need from your bank or other mainstream lenders, we also want to help make your financial future better. This means, for every payment you make on time and in full, we'll let all of the major credit reference agencies know, which could help build your credit score.
having my dream day
It was paid out promptly and no pressure whatsoever, a very relaxed atmosphere. Thank you Amigo Loans, the wedding is now paid for. You're a credit to loan companies.
hitting the road
I needed money up front to buy a new car after an accident and couldn't use traditional finance. Amigo's online application was really easy to use; clear and straightforward. Thank you!!
taking control
Amigo Loans gave me the opportunity to consolidate my debts while my bank didn't.
settling down
Very trustworthy and beautiful service and I would recommend Amigo to everyone.
Have questions?
We've got the answers.
We live and breathe simplicity
We always want to keep things simple. So we have multiple ways you can pay back your loan and manage your account. You can check your balance online 24/7 or download our free mobile app.
Top 10 Questions
- Our application process explained
- How long does it take to get my loan?
- How does the interest work and can I make extra payments?
- Can I get a loan without a guarantor?
- What will you ask my guarantor?
- Why was my guarantor declined?
- Am I eligible to top up my loan?
- How do I make a payment or settle my loan?
- How do I change my payment date?
- When am I eligible for a top up?