Borrow £500 - £10,000 within 24 hours with a guarantor
Why choose Amigo Loans?
No fees & no charges
No credit score needed
Guarantor loans in 2-48 hours
What is a guarantor loan?
What is a guarantor?
A guarantor is someone who agrees to back up your guarantor loan and steps in to make repayments if you don't. Guarantors are usually friends or family members as these are the people who know you best.
Who can be a guarantor?
UK homeowner or have good credit
Happy to pay if you don't
When thinking of who to be your guarantor, we'd always recommend asking the people you know who are homeowners first. This is simply because homeowner guarantors have a better chance of being accepted.
How does the guarantor loan process work?
1Loan amount and term
2Your personal details
5Your chosen guarantor
Our aim is to create the smoothest and quickest process possible to receive your guarantor loan. Once both you and your guarantor have completed the guarantor loan application, we'll need to check you both understand your responsibilities and can afford the repayments.
If your guarantor loan application has been successful, the loan could be paid into your guarantor's bank account within 2-48 hours. We pay the loan into your guarantor's account for fraud protection reasons. It's then your guarantor's responsibility to give the money to you.
Our Guarantor Loans
Will you credit check my guarantor?
We run a soft credit check on your guarantor once they have signed their Credit Agreement to check that they haven't had any problems paying bills in the past. Don't worry, this won't leave a mark on their credit report that any other lenders will be able to see and will not impact their credit score.
Award winning for a reason
Moneynet Award 2020
Best Mid Cost Loan Provider
Consumer Credit Award 2019
Best Guarantor Loan Provider
MONEYNET AWARD 2019
Best Credit Builder Product
Best Companies 2019
2 star 'outstanding' accreditation
Business Excellence Awards 2019
Excellence in Financial Technology
Credit Excellence Awards 2018
Alternative Lender of the year - Finalist