How can I apply for a top up?
You could be eligible to apply for a top up loan once:
- You've made a minimum of between one and six repayments, depending on your individual circumstances
- You haven't had any missed payments during the last three months
- The balance of your existing loan is £7,000 or less
- You are able to afford the top up loan amount
To see if you are currently eligible to apply to top up your loan, log into your account.
If you are eligible for a top up, you will see a link appear on your statement page in your online account or you will be informed on your paper statements if you have opted to receive them.
The link in your Amigo account will take you to an application page where you can choose the amount and term of your top up loan.
You can apply for a top up loan using either the same guarantor or a completely new one, as long as they are aged 18-75, haven’t had trouble paying their bills in the past, and can afford to make the monthly payments if you don't.
Before you borrow more money from us, we'll need to check that you can afford the new loan and go through our eligibility checks with you and your chosen guarantor.