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How can I apply for a top up?

If you are eligible for a top up, you will see a link appear on your statement page in your online account or you will be informed by us via text, email, or paper statements, if you have opted to receive them.

The link in your Amigo account will take you to an application page where you can choose the amount and term of your top up loan.

You can apply for a top up loan using either the same guarantor or a completely new one, as long as they are aged 18-75, haven’t had trouble paying their bills in the past, and can afford to make the monthly payments if you don't.

Before you borrow more money from us, we'll need to go through our eligibility checks with you and your guarantor, then check that you can both afford the new loan.

To see how a top up works, click here.

To check our top up criteria, click here.

To see if you are currently eligible to apply to top up your loan, log into your account.

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