This is how it works

How much do I get?

If your friend takes out an Amigo loan for £5000, we pay you £500. If they take out a loan for £3000 we will pay you £300. You earn 10% (up to a maximum of £500) of the balance of their loan. If you are an existing Amigo customer and have outstanding payments on your account or the account you stand guarantor for, we will use the money to help clear the arrears.

What happens if they don’t use my unique link?

Your friend needs to apply using the code we give you. This is how we know it’s you we need to pay. If they apply directly to us and don’t use the link we can’t pay you.

How is it paid?

We pay you half after your friend has paid back their first monthly repayment on time. The other half after they have paid back their third monthly repayment on time.

What happens if they cancel the loan?

If the loan is cancelled before the first payment, you won’t get paid, If they pay just the 1st monthly payment you get half of the money.

Do I have to be an Amigo customer?

No you do not need to be an Amigo customer, but you do need to be at least 18 years old.

Do I have to declare my earnings from you?

Yes you should, it’s down to you to do this. To find how to declare income go to

How many people can I recommend?

You can only recommend 5 people in total.

Who can I share this link with?

You must only send the link to people you know, and are happy to be on the receiving end of it. This link should be shared responsibly and to those who aren’t in financial difficulty and would be able to afford the loan repayments. You also cannot recommend anyone who is currently applying, is a customer or has been a customer before.