How long does it take to get my loan?
We will always do everything we can to make sure your loan is paid out as quickly as possible. Most loans are paid out within 48 hours, but if you and your guarantor complete the applications online, and all checks are completed without issue, we could pay the loan out in 24 hours.
When your guarantor has signed the online agreement, we'll give them a call to confirm their details. We may need to give you a call too, just to finalise the application. We'll always let you know when we can pay out your loan.
Some things that could slow your application down are:
1. If we're not able to speak to you or your guarantor when we call.
2. The property your guarantor owns is either in Scotland or Ireland (checking these addresses can take a little bit longer).
3. You've applied over a bank holiday or weekend, in which case we'll process your application as soon as we're back in the office.
4. We need something from you like proof of ID or a bank statement.
Representative 49.9% APR (variable)