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How long does it take to get my loan?

We will always do everything we can to make sure your loan is paid out as quickly as possible.

We aim to pay out every loan within 24 hours of the guarantor being accepted. If you and your guarantor complete the application online, and all checks are completed without issue, we could get the money to you sooner.

When both you and your guarantor have signed the online agreement and completed your budget plans, we may give you both a quick call to confirm the monthly repayments are affordable. We'll always let you know when we can pay out your loan.

Some things that could slow your application down are:

1. If we're not able to speak to your guarantor when we call.

2. The property your guarantor owns is either in Scotland or Ireland (checking these addresses can take a little bit longer).

3. You've applied over a bank holiday or weekend, in which case we'll process your application as soon as we're back in the office.

4. We need something from you like proof of ID or a bank statement.

Representative 49.9% APR (variable)