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When will the loan be paid out?

Most loans are paid out within 24 hours if you and your guarantor complete the application online, and all checks are completed without any problems.

We may need to have a quick chat with you and your guarantor after you've completed your application forms – so do look out for our call. The quicker we can do this, the faster we could process your application.

Things that could slow your application down:

  1. If we're not able to speak to you or your guarantor when we call
  2. The property your guarantor owns is either in Scotland or Ireland (checking these addresses can take a little bit longer)
  3. You've applied over a bank holiday or weekend, in which case we'll process your application as soon as we're back in the office
  4. We need something from you like proof of ID or bank account

We will always do everything we can to make sure your loan is paid out as quickly as possible.

Representative 49.9% APR (variable)